Archive for category Improving Credit Scores

Identity Theft Could Happen to You!

You May be an Identity Theft Victim It’s been some years now since identity theft hit the radar screen of every bank, finance company, utility company, mortgage lender, cell phone provider and legislator. Since then, the number of reported victims has risen every year. In spite of much talk, Congress and the President have added [...]

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The Credit Card Companies Strike Again!

The Credit Card Companies Strike Again! Hitting Consumers Where It Hurts When it comes to developing innovative ways of burying consumers in debt, the credit card companies take the cake. According to MSNBC, credit card fees alone have skyrocketed from $2.6 billion to $21.5 billion since 1980. Plus, in addition to late charges, some credit [...]

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What Happens When You Close Credit Card Accounts

Here’s a valuble TIP on your Credit Score….. What Happens When You Close Credit Card Accounts? Don’t Do It !! A quick way to guarantee that your credit score plummets faster than a sinking rock is to slice away your “available credit” by closing accounts. If you’ve had a credit card for 6 years and [...]

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Negative Items On Your Credit – Know Your Rights

Negative Items on your Credit Report – Over 80% of Americans have at least one or two negative items on their credit report, and unfortunately, just a fraction of those people are even aware that credit repair is a legal option. By utilizing the rights provided by state and federal law, thousands of negative items [...]

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Don’t Be A Credit Dummy

We’ve all seen more than enough of those strange commercials on TV that tell you about getting your “FREE” CREDIT SCORES ..It gives this promise of a pitch about how your credit scores will improve if you get your “FREE” (key word) credit report from them. The latest one shows this weird looking dog with a [...]

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